We treat many people in our office that have been involved in Car accidents. I get lots of questions from my car accident patients because car accidents are one of those life events that don’t happen often. Like buying a car, or having a child, we are thrust into a situation that we don’t have much experience in. Insurance rules can be very confusing and that is one of the things my office can help you with. Here are two scenarios to example what to do in an auto accident situation:
Scenario #1
You’ve just been rear-ended
Call your insurance company to inform them of the accident and be sure to mention that you will be seeking medical care. Your insurance company will give you a claim number that you bring with you to your first appointment. Then call the insurance company of the at-fault party. From the at-fault insurance, get a claim number that you will use to repair your vehicle, or pay it off if it is totaled. This insurance is also ultimately responsible for all injury care that you receive. {Which means after all treatment is complete your insurance company will be reimbursed by the at-fault company}
Scenario #2
You are at fault
Call your insurance company to inform them of the accident and be sure to mention that you will be seeking medical care. Your insurance will be paying for your damaged vehicle as well as your medical care but in this scenario, there could be deductibles. Straight Up Chiropractic covers your personal injury protection deductible for you so you can get the care you need without worrying about the cost.